Legal & Agreements

The terms that govern the Sats n' Keys marketplace, and the agreements each participant accepts before using the platform.

Platform documents

Terms of Service

The core rules of the marketplace.

Privacy Policy

How your information is collected and handled.

Platform agreements

Each participant accepts the relevant agreement in-app before buying, listing, or partnering. You can read the current version of each below, including the 1% marketing fee disclosure. These agreements supplement the Terms of Service.

Buyer Platform AgreementAccepted by buyers before messaging a seller.v1.0.0

1% marketing fee disclosure

1% platform fee on the agreed sale price is paid at closing through the settlement statement. Typically paid by the seller from closing proceeds; allocation can be negotiated between buyer and seller.

Sats n' Keys Buyer Agreement

By creating a buyer account on Sats n' Keys you acknowledge and agree:

  1. Marketplace, not broker. Sats n' Keys is a listings and workflow marketplace. We do not represent you in any transaction, do not negotiate on your behalf, and do not provide legal, tax, or investment advice. Licensed real estate, legal, tax, and lending services are performed by independent partners.

  2. No custody, no exchange. Sats n' Keys never holds, custodies, or transmits Bitcoin or fiat. All transfers happen directly between you, the seller, and your chosen settlement and payment partners.

  3. Tax responsibility. Spending Bitcoin to acquire real estate is a taxable disposition under U.S. tax law. You are solely responsible for reporting and paying any tax due. Consult a qualified CPA.

  4. Identity verification and readiness. Before initiating contact with a seller you must complete identity verification and the Buyer Readiness Form. This gate exists to protect sellers from unverified or non-serious inquiries.

  5. 1% platform fee. If a deal closes between you and a seller you first contacted through Sats n' Keys, a 1% platform fee on the agreed sale price is paid at closing through the settlement statement. The fee is typically paid by the seller from closing proceeds; allocation can be negotiated between you and the seller.

  6. Audit trail. Your account creation, identity verification status, messages, deal summaries, and agreement acceptances are recorded in an audit log for legal, dispute-resolution, and compliance purposes.

  7. No tax avoidance promises. Sats n' Keys does not enable tax avoidance. Any communication suggesting otherwise is not authorized by the platform.

Seller Platform AgreementAccepted by sellers before a listing is published.v1.0.0

1% marketing fee disclosure

1% platform fee on the agreed sale price is paid at closing through the settlement statement, owed if the buyer was first introduced through Sats n' Keys (including for the 6 months after listing expiration).

Sats n' Keys Seller Agreement

By listing a property on Sats n' Keys you acknowledge and agree:

  1. Marketplace, not broker. Sats n' Keys is a listings and workflow marketplace. We do not represent you in any transaction, do not provide legal, tax, or settlement services, and are not your real estate agent.

  2. No custody, no settlement. Sats n' Keys never holds, custodies, or transmits Bitcoin or fiat. Closing services — title, escrow, attorney coordination, and any conversion or settlement work — are performed by independent partners.

  3. Ownership and accuracy. You represent that you own the property you are listing (or are authorized to list it) and that the information in the listing is accurate to the best of your knowledge. Sats n' Keys may require proof of ownership documentation before publishing.

  4. $49 listing fee. A non-refundable $49 listing fee is paid at submission. The listing remains live for six months unless you withdraw it earlier.

  5. 1% platform fee at closing. If your property sells to a buyer who first contacted you through Sats n' Keys, a 1% platform fee on the agreed sale price is paid at closing through the settlement statement. This fee is owed even if the closing occurs within six months after the listing expires, provided the buyer was originally introduced through the platform.

  6. Buyer gating. Sats n' Keys requires buyers to complete identity verification and a Buyer Readiness Form before they can contact you. You will see trust badges that summarize a buyer's verification and readiness status, but you will not see raw identity documents.

  7. Audit trail. Listing creation, edits, message activity, deal summaries, partner routing, and agreement acceptances are recorded in an audit log for legal, dispute-resolution, and compliance purposes.

Vetted Partner AgreementAccepted by service providers who join the partner network.v1.0.0

1% marketing fee disclosure

1% platform fee owed to Sats n' Keys is shown as a line item on the settlement statement at closing. Title or settlement partner is responsible for collection and remittance.

Sats n' Keys Partner Agreement

By participating in the Sats n' Keys partner network you acknowledge and agree:

  1. Independent service provider. You provide your professional services (title, escrow, lending, tax, legal, payment processing, etc.) directly to the buyer and seller under your own license, engagement letter, and professional standards. Sats n' Keys does not employ you and does not direct your professional judgment.

  2. Marketplace role. Sats n' Keys routes qualified deals to you based on listing state, funding path, and partner category. You decide whether to accept each routed deal.

  3. Status reporting. You will use the partner portal to update deal status as work progresses (received, in review, additional info needed, pre-approved, proof of funds reviewed, ready for title/legal, closed, failed/cancelled).

  4. 1% platform fee collection. When a deal closes, the 1% platform fee owed to Sats n' Keys is shown as a line item on the settlement statement. The title or settlement partner is responsible for collecting and remitting this fee at closing, in the same flow as any other closing cost.

  5. Audit trail. Partner assignment, status updates, and document handoffs are recorded in an audit log for legal, dispute-resolution, and compliance purposes.

  6. Confidentiality. Buyer and seller information shared with you through the platform is provided to enable closing services and may not be used for any other purpose without consent.